Notice of your Financial Privacy Rights:
This is our privacy notice for our members. When we use the words "you and
your" we mean the following types of members:
All of our consumer members who have a continuing relationship with
us, such as:
- Deposit account
- Loan account
- Credit card (VISA)
- 1st and 2nd mortgage
We will tell you the source for nonpublic personal information we collect
on our members. We will tell you what measures we take to secure that
information.
First we will define some terms:
- We, Our and Us means:
- RAH Federal Credit Union
Nonpublic personal Information means information about you that we collect
in connection with providing a financial product or service to you. Nonpublic
personal information does not include information that is available from public
sources, such as telephone directories or government records.
An affiliate is a company we own or control.
A nonaffiliated third party is a company that is not an affiliate of
ours.
The information we collect:
We collect nonpublic personal information about you the from the following
sources:
- Information we receive from you on applications or other forms.
- Information about your transactions with us, our affiliates, or others.
- Information about your transactions with nonaffiliated third parties.
- Information from a consumer reporting agency.
We do not disclose any nonpublic personal information about you to anyone,
except as authorized by law.
The Confidentiality, Security, and integrity of your
nonpublic reasonable information:
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards that comply
with federal regulations to guard your nonpublic personal information.
Nonpublic personal information and nonaffiliated third
parties:
Since we value our member relationship with you, we will not disclose your
nonpublic personal information to nonaffiliated third parties, except as
permitted by law.
Nonpublic personal information we receive from you on
a application or other form, such as:
- Social security number
- Suffix to account number
- Date of birth
- Encrypted account number
The information that we collect:
We do not disclose any nonpublic personal information about our members and
former members to anyone, except as permitted by law.
