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HELOC Loans (Variable rate)

In a home equity line of credit (HELOC), your home serves as collateral against a revolving credit line. Your home’s equity, which is your home’s appraised value less existing mortgages and other liens, helps determine your credit limit. You can then borrow money from this line of credit whenever you need to. As you pay back the principal, your credit replenishes and you can use it again. In this way, a HELOC works similar to a credit card, except at much lower variable interest rates. Since this financing option provides you with the flexibility to borrow whenever you need to, it can be a good way to pay for recurring expenses. However, a HELOC can be used for most any financial need, including:

  • Home improvements
  • Educational expenses
  • Vehicle purchase
  • Medical bills
  • Debt consolidation
  • And more!



Second Mortgage and Equity Loan Rate (Fixed Rate)

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